Unity Bancorp Valuation
| UNTY Stock | USD 56.01 0.67 1.21% |
At this time, the company appears to be undervalued. Unity Bancorp has a current Real Value of $63.85 per share. The regular price of the company is $56.01. Our model measures the value of Unity Bancorp from inspecting the company fundamentals such as Return On Equity of 0.18, operating margin of 0.61 %, and Shares Outstanding of 9.98 M as well as reviewing its technical indicators and probability of bankruptcy.
Undervalued
Today
Please note that Unity Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Unity Bancorp is based on 3 months time horizon. Increasing Unity Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Unity Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Unity Stock. However, Unity Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 56.01 | Real 63.85 | Hype 55.48 | Naive 55.38 |
The intrinsic value of Unity Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Unity Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Unity Bancorp helps investors to forecast how Unity stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Unity Bancorp more accurately as focusing exclusively on Unity Bancorp's fundamentals will not take into account other important factors: About Unity Bancorp Valuation
Our relative valuation model uses a comparative analysis of Unity Bancorp. We calculate exposure to Unity Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Unity Bancorp's related companies.Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey. Unity Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 222 people.
A single share of Unity Bancorp represents a small ownership stake in the entity. As a stockholder of Unity, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Unity Bancorp Dividends Analysis For Valuation
There are various types of dividends Unity Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Unity shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Unity Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Unity pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Unity Bancorp by the value of the dividends paid out.
Unity Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 10.2 M | |
| Quarterly Earnings Growth Y O Y | 0.354 | |
| Forward Price Earnings | 8.3893 |
Additional Tools for Unity Stock Analysis
When running Unity Bancorp's price analysis, check to measure Unity Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unity Bancorp is operating at the current time. Most of Unity Bancorp's value examination focuses on studying past and present price action to predict the probability of Unity Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unity Bancorp's price. Additionally, you may evaluate how the addition of Unity Bancorp to your portfolios can decrease your overall portfolio volatility.